Being involved in an accident with a motorist who has no insurance or inadequate insurance can leave you responsible for paying for most of your damages. However, there are ways in which you can protect yourself. Your first step should be to talk to your insurance agent to determine how much uninsured/underinsured motorist coverage youRead more
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Owning a business involves a lot of responsibility. Part of that responsibility is having enough insurance coverage to protect your company and your business. Understanding what your business owner’s policy covers and what it doesn’t is extremely important. It will also ensure that you get the right policy for your exact needs. Before you purchaseRead more
When you have a family, protecting what matters most means doing everything in your power to secure your loved ones’ welfare. It entails investing in the health and financial stability of the people who count on you, be it your spouse, children, or aging parents. Studies show that most Americans view their family as theirRead more
COVID-19 has had people worried in different ways since it broke out toward the end of 2019. There has been an increase in health concerns, and it has affected people’s finances too. These changes have forced many to review their spending in various areas of life, including health and life insurance. According to a studyRead more
The main purpose of having a homeowners policy is to cover damage to your dwelling, both inside and outside. Covered perils include fire, smoke, lightning, explosion, windstorm, and hail. If your house is damaged by any of the covered hazards, the policy will take care of the cost to repair or even rebuild it fromRead more
Cyber liability insurance and IT security are vital for the survival of businesses today more than ever before. Being aware of the benefits of adopting technology can bring many small businesses are steadily increase their IT-driven automation and network connectivity. These businesses have also been expanding their digital footprints, including leveraging the cloud and theRead more
You have your life insurance policy, but you are confused about whether taxes are associated with it or not. It is important to know if life insurance is taxable. Taking a life policy to secure the future of your family is a great move. However, it’s also smart to learn about any tax implications. ThisRead more
Does your homeowners insurance cover the mortgage, repairs, and rebuild? If not, you need to prevent underinsuring your home. Many do not have homeowners insurance coverage that caters to damage due to disaster. There are chances that if your home was destroyed tomorrow, your insurance company would only pay for part of it. According toRead more
Have you heard of the Medicare Advantage Plan? Could this Medicare plan benefit you? Find out in this article about the benefits and drawbacks. The Medicare Advantage Plan is an all-in-one alternative to the original Medicare plans. Private insurers who offer these plans contract with the federal government to provide health insurance benefits to peopleRead more
Most people look forward to Valentine’s Day because of the loving and fun atmosphere the holiday brings. Here are a few home-inspired Valentine’s Day ideas for the family. Valentine’s Day may be associated with romantic love, but it also provides a fun time for the family. You can celebrate the holiday by emphasizing love orRead more