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Should you try to secure life insurance with no medical exam requirements? While most adults understand the importance of having life insurance, research shows that almost half of Americans do not carry this coverage.  While there are many excuses that people give for not having coverage, one of the most common is an unwillingness toRead more

Watch out for these winter driving dangers. According to the U.S. DOT Federal Highway Administration, 22% of all car accidents are related to the weather.  Because winter sees some of the worst weather conditions (snow, ice, wind, freezing temperatures, etc.), it’s easy to see why winter is considered the most dangerous time of year forRead more

Try out these tips to reduce your stress. Unfortunately, stress is an everyday part of life.  However, this doesn’t mean that you have to let stress take over your life.  If your stress levels are high, then try out these smart ways to take care of yourself. Exercise Exercising is as good for your mentalRead more

Responsibilities that many homeowners overlook. As a homeowner, you have a lot to take care of.  For instance, you need to keep up with mortgage payments, repairs, and routine maintenance tasks.  However, there are some other responsibilities that homeowners often forget about.  Don’t let these tasks slip your mind. Update Your Emergency Kit Many homeownersRead more

Why having an updated home inventory is useful for you, When you secure homeowners insurance, your agent will likely advise you to create a home inventory.  However, because this task is so tedious, many homeowners put it off.  Unfortunately, not having a home inventory can cause issues when it comes time to file an insuranceRead more

Learn about combination policies and the benefits that they offer. When it comes to life insurance, policyholders are guaranteed a return.  However, the same cannot be said about long-term care insurance.  Because you may not actually need long-term care coverage during your lifetime, many people are hesitant to secure a policy.  However, if you doRead more

What makes commercial auto insurance different from personal policies? If your business owns company vehicles, then you need to protect these assets with comprehensive commercial auto insurance.  But what makes this form of auto insurance different than the personal car insurance you and your employees carry?  Here’s what you need to know about the coverageRead more

Here’s why permanent life insurance is right for you. When it comes time to select a life insurance policy, many people go for term life because it is the cheaper, more straightforward coverage option.  However, there are some distinct benefits to securing a permanent life insurance policy.  Here’s why you should consider the protection offeredRead more

Understanding what homeowners insurance covers when it comes to common perils. No matter where you live, you are at risk for natural disasters.  Unfortunately, homeowners can only do so much to protect against the forces of nature.  This is why it’s so important to have the right homeowners insurance to rely on.  But what doesRead more

What you should know about homeowners coverage. If you own a home, then you know that you should secure homeowners insurance.  That being said, you may know very little about this form of coverage.  To help you understand this essential type of insurance, here are the answers to some of the most common home insuranceRead more