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Revealing the truth behind these common homeowners insurance misconceptions. If you are struggling to manage and understand your home insurance, then the last thing you need is for misconceptions and lies to further complicate things for you.  To ensure that you are not misled, here is the truth behind some of the most common homeRead more

Contact your home insurance agency immediately if you find yourself in these situations. While you know that you should call your home insurance provider if your home sustains major damage, you might not know when to contact your insurer otherwise.  Here are some of the other scenarios in which you need to access your homeownersRead more

Here’s what your home policy will cover when it comes to your HVAC system. As an integrated part of your home, much of your HVAC system is covered by your homeowners insurance.  However, all insurance policies have their limits and this means that there are some coverage exclusions.  Here is what your home policy willRead more

Try out these tips to save on your home coverage. If you own a home, then the last thing you want to do is pay more for your homeowners insurance than you have to.  Fortunately, there are many ways that you can save on your policy.  Here are some of the suggestions that you shouldRead more

Here’s what you should look for during your New Year’s insurance review. The start of the New Year is a great time to look over your various insurance policies and make changes to your coverage to ensure that you have the necessary protection for the coming year. But what exactly should you be looking forRead more

Take these steps to reduce your personal liability risk this winter. Homeowners are always subject to a certain amount of personal liability risk. However, winter weather conditions can increase the chances of third-party injuries or damage taking place on your property. Fortunately, you can address the most common cause of winter liability claims by takingRead more

Try out these suggestions to protect your home garden from nasty winter weather. If you are attempting to maintain a garden, winter weather can put a damper on your plans. Luckily, there are some steps you can take to protect your home garden from being completely destroyed by extreme winter weather conditions. Here are someRead more

Here’s what your homeowners insurance will cover this winter. If you live in an area with snowy winters, you know how much damage the weather can cause to your home. This is why homeowners are often curious about what their insurance will cover when weather conditions get extreme. Here’s what you can expect your homeownersRead more

Think that your homeowners insurance is minimal at best?  Then think again. While many assume that their standard homeowners insurance only offers minimum coverages, this assumption isn’t exactly true. In fact, the coverages included in even the most basic policies are surprisingly comprehensive. Here are some of the coverages that come standard with your homeownersRead more

Here’s what adding an endorsement to your homeowners insurance policy can do for you.  Want to change you home insurance coverage but hate the idea of shopping for a brand-new policy? Consider adding an endorsement to your home policy. But what is an endorsement and what can it do for you? Here’s what you needRead more