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Unlike auto insurance coverage, homeowners insurance is optional in the U.S., and some homeowners treat it as such. More specifically, while 85% of American homeowners have home insurance, most of these policyholders are obliged by their mortgage companies to carry it, as reported by the Insurance Information Institute. Because of their reluctance to purchase aRead more

As an investor in residential property, you need to have a clear and complete understanding of your standard homeowners insurance policy. It generally covers disasters, accidents, and theft, but you should talk with your insurance agent to be more certain. Standard coverage is categorically for home structure, personal belongings, liability, and additional living expenses (ALE).Read more

Trampolines are increasingly becoming a part of households. While they can help you have fun in your backyard, they also carry certain risks. Read on to learn more about trampoline coverage and your homeowner’s insurance policy.   Does Your Homeowners Insurance Cover Trampolines? Getting a trampoline can be risky, as you may get hurt, especiallyRead more

Buying a home comes with the responsibility of getting an insurance that will make sure any damages incurred will be taken care of. However, when you get homeowners insurance, you need to consider deductibles. What Is a Homeowners Insurance Deductible? A homeowners insurance deductible is the amount you need to pay before you can claimRead more

You can enjoy some great advantages if you have the right setup for your first home office. However, you might want to take care of certain things to be efficient and productive when working at home. Here are a few useful tips for setting up your first home office: Get a Separate Workplace Before settingRead more

What you need to know about insuring against identity theft. Identity theft is becoming a bigger issue than ever before.  Because many homeowners want to protect themselves and their assets, they wonder if their homeowners insurance will offer them the coverage that they need.  Here’s what you need to know about securing insurance to protectRead more

Don’t get confused by these common real estate terms. If you are in the process of buying your first home, then the learning curve can be very steep.  One of the things that may be throwing you for a loop is the unfamiliar terms and phrases that your realtor keeps throwing out.  To minimize yourRead more

Here’s how you can protect your sensitive information when using smart home devices. Today, the average American home is filled with smart devices.  Whether it be a smart security system, a smart TV, or even a smart fridge, you probably have some type of smart appliance in your home.  Unfortunately, many homeowners are not awareRead more

Protecting your holiday gifts. Part of being a responsible homeowner is making sure that you update your home inventory on a regular basis.  If you have not already updated your inventory to include your holiday gifts, then you should start now.  Here’s why you need to take care of this task as soon as possible.Read more

Thinking of buying a foreclosed?  Then take these steps first. Buying a home is a major financial investment.  However, house hunters on a budget can score a great deal by purchasing a foreclosed property.  However, before you take the leap, it’s important to verify that the home is a worthwhile investment.  Before buying a foreclosedRead more