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Understanding what homeowners insurance covers when it comes to common perils. No matter where you live, you are at risk for natural disasters.  Unfortunately, homeowners can only do so much to protect against the forces of nature.  This is why it’s so important to have the right homeowners insurance to rely on.  But what doesRead more

What you should know about homeowners coverage. If you own a home, then you know that you should secure homeowners insurance.  That being said, you may know very little about this form of coverage.  To help you understand this essential type of insurance, here are the answers to some of the most common home insuranceRead more

Don’t let fear ruin your home-buying experience. Buying a home is a major financial investment, and it’s natural to have some reservations about the house hunting and buying experience.  However, you cannot let your fears stop you from closing on your dream home.  Here are some of the most common home-buying fears and what youRead more

Don’t make these missteps as a homeowner. Homeownership is a major responsibility, and it’s easy to make mistakes along the way.  Unfortunately, some seemingly minor mistakes can have very costly consequences.  Here are some of the expensive homeownership mistakes that you should avoid. Waiting to Secure Home Insurance If you know that you need toRead more

Can all homeowners access car coverage savings? While you might have heard people tell you that homeowners always save on their car insurance, how much truth is in this statement?  In reality, owning a home can help some, but not everyone, save on their auto coverage.  Here’s how owning a home helps some save butRead more

Take these steps to make your home insurance claim go smoother. If you’ve never filed a home insurance claim before, then the whole process might seem stressful and overwhelming.  However, it doesn’t need to be.  There are several things that you can do to make your claim proceed more smoothly.  Here’s what you can doRead more

Make sure you know these things about your home coverage. As a homeowner, it’s irresponsible not to know specifics about your home insurance.  After you secure homeowners insurance, it’s vital that you review your policy so you know what to expect in the event of a loss or claim event.  Here are some of theRead more

Revealing the truth behind these common homeowners insurance misconceptions. If you are struggling to manage and understand your home insurance, then the last thing you need is for misconceptions and lies to further complicate things for you.  To ensure that you are not misled, here is the truth behind some of the most common homeRead more

Contact your home insurance agency immediately if you find yourself in these situations. While you know that you should call your home insurance provider if your home sustains major damage, you might not know when to contact your insurer otherwise.  Here are some of the other scenarios in which you need to access your homeownersRead more

Here’s what your home policy will cover when it comes to your HVAC system. As an integrated part of your home, much of your HVAC system is covered by your homeowners insurance.  However, all insurance policies have their limits and this means that there are some coverage exclusions.  Here is what your home policy willRead more