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Does your credit affect your life insurance premiums? When you go to secure life insurance, your agent will consider various personal factors when determining your rate.  For instance, things like your age, lifestyle, and current health all play a major role in your premium calculations.  However, it may come as a surprise that some insuranceRead more

How commercial life insurance will protect your business if you lose a key employee. As a business owner, you know that good employees are your company’s biggest assets.  This is why the unexpected death of a key staff member could leave your company reeling.  Should this happen to you, then your business would need theRead more

Securing the right life insurance as a recent college grad. If you’ve just graduated from college, then securing life insurance is probably the last thing on your mind.  However, if you have taken out student loans to pay for your tuition, then securing the right life insurance is actually more important than you might think. Read more

Find out how your credit history influences your life insurance premiums. When life insurance providers calculate your premiums, they take a variety of personal factors into account. For instance, they will consider things like your age, your overall health, and your lifestyle. However, they could also look at your credit history to help them determineRead more

Here’s what you should look for during your New Year’s insurance review. The start of the New Year is a great time to look over your various insurance policies and make changes to your coverage to ensure that you have the necessary protection for the coming year. But what exactly should you be looking forRead more

Things that tell you it’s time to get life insurance. When it comes down to it, getting life insurance is a personal decision that will be affected by individual factors. However, life insurance experts agree that there are certain life milestones that indicate that it’s time to get life insurance coverage. Here are some ofRead more

Do your kids need life insurance coverage? As a parent, you want to do everything you can to protect your children. This is why some parents ask whether they should secure life insurance coverage for their children. While this is a divisive topic among insurance experts, most agree that life insurance for your kids shouldRead more

Here’s why forgoing life insurance could end up costing you. While most Americans acknowledge the importance of having life insurance, many do not have this essential coverage because they believe it is too expensive. In actuality, securing a good term life insurance policy is actually quite affordable. Additionally, failing to have this insurance protection mightRead more

Should you invest in life insurance if you’re over the age of 50? Generally, most people understand how important it is to have the right life insurance to provide for their loved ones and prepare for the unexpected. However, if you are over the age of 50 and your kids have moved out and youRead more

Is it better to carry disability insurance or life insurance? There’s no easy way to determine whether disability insurance or life insurance is better. In reality, it’s a good idea to have both policies on hand. Not sure what separates disability coverage from life insurance coverage? Read on to learn more about these coverages andRead more