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Should you try to secure life insurance with no medical exam requirements? While most adults understand the importance of having life insurance, research shows that almost half of Americans do not carry this coverage.  While there are many excuses that people give for not having coverage, one of the most common is an unwillingness toRead more

Learn about combination policies and the benefits that they offer. When it comes to life insurance, policyholders are guaranteed a return.  However, the same cannot be said about long-term care insurance.  Because you may not actually need long-term care coverage during your lifetime, many people are hesitant to secure a policy.  However, if you doRead more

Here’s why permanent life insurance is right for you. When it comes time to select a life insurance policy, many people go for term life because it is the cheaper, more straightforward coverage option.  However, there are some distinct benefits to securing a permanent life insurance policy.  Here’s why you should consider the protection offeredRead more

Top life insurance benefits for women. While most adults recognize the importance of having life insurance coverage, you may be surprised to learn that only 56% of women have a policy. This is 10% less than their male counterparts.  Not only do fewer women have life insurance policies, but the women who do have thisRead more

Why your age is important when it comes to life insurance. When you go to secure life insurance, the insurance company will take various personal factors into account.  One of the major things that they will consider is your age.  But why is age so important when it comes with life insurance?  Here’s what youRead more

Does your credit affect your life insurance premiums? When you go to secure life insurance, your agent will consider various personal factors when determining your rate.  For instance, things like your age, lifestyle, and current health all play a major role in your premium calculations.  However, it may come as a surprise that some insuranceRead more

How commercial life insurance will protect your business if you lose a key employee. As a business owner, you know that good employees are your company’s biggest assets.  This is why the unexpected death of a key staff member could leave your company reeling.  Should this happen to you, then your business would need theRead more

Securing the right life insurance as a recent college grad. If you’ve just graduated from college, then securing life insurance is probably the last thing on your mind.  However, if you have taken out student loans to pay for your tuition, then securing the right life insurance is actually more important than you might think. Read more

Find out how your credit history influences your life insurance premiums. When life insurance providers calculate your premiums, they take a variety of personal factors into account. For instance, they will consider things like your age, your overall health, and your lifestyle. However, they could also look at your credit history to help them determineRead more

Here’s what you should look for during your New Year’s insurance review. The start of the New Year is a great time to look over your various insurance policies and make changes to your coverage to ensure that you have the necessary protection for the coming year. But what exactly should you be looking forRead more